Financial Aids and Honor Loans
MIB Trieste School of Management has agreements with important banking institutions on a national level, offering participants (Italian candidates only) opportunities for low-rate Honor Loans to partially cover participation fees.
They are considered "honor" loans because the lending institution does not require any form of guarantee, as it is the School that acts as guarantor for the participant.
Before applying for a loan from the bank, please contact the school for details on the procedure to follow.
They are considered "honor" loans because the lending institution does not require any form of guarantee, as it is the School that acts as guarantor for the participant.
Before applying for a loan from the bank, please contact the school for details on the procedure to follow.
Information & Loan Request Submission
Total loans without guarantees
MIB Trieste School of Management has agreements with important banking institutions on a national level, offering participants (Italian candidates only) opportunities for low-rate Honor Loans to partially cover participation fees.
They are considered "honor" loans because the lending institution does not require any form of guarantee, as it is the School that acts as guarantor for the participant.
They are considered "honor" loans because the lending institution does not require any form of guarantee, as it is the School that acts as guarantor for the participant.
Intesa Sanpaolo: Per Merito
Per Merito di Intesa Sanpaolo is the new financing line that the School offers its students.
Financing up to € 50,000, coverage of Master's fees and incidental expenses (board, lodging, computer, etc.) and no guarantee: thanks to the agreement with Banca Intesa, a new and interesting opportunity opens up for all MIB students.
Requirements to apply:
Financing up to € 50,000, coverage of Master's fees and incidental expenses (board, lodging, computer, etc.) and no guarantee: thanks to the agreement with Banca Intesa, a new and interesting opportunity opens up for all MIB students.
Requirements to apply:
- Be admitted to the classroom of one of the MIB Trieste School of Management's Masters courses
- Have Italian citizenship and residence in Italy
Details
It consists in opening a current account (APC) of the PerTe Loan with Lode, with a maximum duration of 5 years with half-yearly disbursements.
During a period of a maximum of 48 months (defined duration within the individual agreements) from the end of the payment, the student will no longer receive disbursements and will not have to return anything.
All information can be found on the Per Merito Loan website.
During a period of a maximum of 48 months (defined duration within the individual agreements) from the end of the payment, the student will no longer receive disbursements and will not have to return anything.
- Maximum financing amount: € 20,000
- Facilitated rate
- Without guarantees
- Bridge period (without refund): 2 years after Graduation
- Refundable in 8 years
All information can be found on the Per Merito Loan website.
Honor Loans
Unicredit: Ad Honorem
The Honorary Loan is a further opportunity offered by the School: the institution granting the loan does not require any form of guarantee from the student, since it is the School that acts as guarantor.
The Loan cannot cover the entire cost of the Master's course: the participant is required to pay a share, even a minimum share, which must be discussed and defined during the loan application phase (also on the basis of any scholarship the participant may have obtained).
The Loan cannot cover the entire cost of the Master's course: the participant is required to pay a share, even a minimum share, which must be discussed and defined during the loan application phase (also on the basis of any scholarship the participant may have obtained).
Requirements to apply:
- Be admitted to the classroom of one of the MIB Trieste School of Management's Masters courses
- Have Italian citizenship and residence in Italy
Details
MIB Trieste School of Management has recently signed the "Unicredit ad honorem" convention with Unicredit, for access to honor loans for students enrolled in the MBA in International Business.
What are the main features?
UniCredit Ad honorem is a current account credit facility amounting to a maximum of € 25,000, disbursed during the period of study. At the end of this period, the amount of money used will represent, together with the interest accrued, the amount that will be transformed into a personal loan (in the event that the necessary amounts are available, it will always be possible to simply close the loan).
It will also be possible to decide whether to immediately initiate payment of installments, or to request a further extension of up to 2 years (c.d. grace period) before starting to repay the loan, during which no interest will accrue.
The installment repayment provides for a repayment within 180 months, at a fixed rate.
Details are also available on the Unicredit - Loan Ad Honorem page.
- Maximum financing amount: € 25,000 (tuition fee only)
- Facilitated rate
- Without guarantees
- Bridge period (without refund) max. 24 months
- Repayable in 15 years
What are the main features?
UniCredit Ad honorem is a current account credit facility amounting to a maximum of € 25,000, disbursed during the period of study. At the end of this period, the amount of money used will represent, together with the interest accrued, the amount that will be transformed into a personal loan (in the event that the necessary amounts are available, it will always be possible to simply close the loan).
It will also be possible to decide whether to immediately initiate payment of installments, or to request a further extension of up to 2 years (c.d. grace period) before starting to repay the loan, during which no interest will accrue.
The installment repayment provides for a repayment within 180 months, at a fixed rate.
Details are also available on the Unicredit - Loan Ad Honorem page.
Private Loans
MIB Trieste School of Management has agreements with important banking institutions on a national level, offering participants (Italian candidates only) opportunities for low-rate Private Loans to cover participation fees and other expenses.
BNL Group BNP Paribas: Futuriamo
Our partner BNL – Group BNP Paribas offers loans to our Italian applicants at low fixed rate
General characteristics *
- Maximum financing amount: € 70,000
- Fixed rate 2%
- Guarantee is necessary
- Loan period (no refund) max. 36 months
- Payable in 10 years
* For more information please visit Futuriamo Website.
